ABOUT

Hi, I’m Mandy,
And I’m Glad You're Here!

As a licensed mortgage lender in the state of California, mom of five, lover of weightlifting, avid Mel Robbins fan, and an autism advocate, I know what it means to have your plate full. But what I love about my job is getting to help people like you experience the home buying process with zero pressure, because I know you have your plate full too. With two decades of experience, I’m here to supply the know-how and support to make mortgages easy — so you can save time for the things that really matter.

Less-Than-Zero-Stress Mortgage Lending. 

Your Trusted Confidant For All Your Home Financing Needs in California, Idaho, Washington, Arizona and Florida! For first & repeat home buyers — I’ll lock arms with your chosen realtor or connect you with an agent that fits your needs!

Got Questions About The Mortgage Process?

Get a FREE Credit and Qualifying Consultation

Got Questions About The Mortgage Process?

Hop on a call with me to find out if you qualify for your next loan and get all your mortgage questions answered.

How I Can Help

LOANS 01

Are you a first-time or repeat home buyer looking to make the loan process oh-so-much easier? We’ll work closely together to cut through the red tape, make sure you get the right program, secure low market rates, and close your loan on time.

REVERSE MORTGAGES 02

Are you 62 years or older and looking for options to stay in your home? Find out which loan program is right for you to access your home's equity and make your retirement that much more comfortable.

INVESTMENT PROPERTY ANALYSIS 03

Buying real estate for investment purposes? Get an analysis of properties to help you secure low rate financing, maximize your ROI, and make the right decision for your investment.

Within a couple of months, I was in escrow and purchased a home I didn't think I would be able to buy.

I've had the privilege to work with Mandy both personally and professionally. When I was looking to buy my personal home after some difficult financial situations, Mandy was the only lender that took the time to help me come up with a plan and strategy to buy my home.  She was thorough and patient, explaining all my options and what I needed to do to be prepared. After working with her personally, I knew Mandy was the lender I wanted to continue to work with for my clients. I know and trust Mandy will guide my clients and help them just like she did with me.” 

DOLORES,
CLIENT TURNED REALTOR PARTNER

Her dedication and commitment to servicing her client's needs is exemplary.

I have been a real estate professional for 20+ years. I have used Mandy Gagnon for a better part of that, not only in my profession but also as my own personal lender. Being available to answers any questions and/or concerns is very important to me, and Mandy has been all of that and more. Mandy is exactly the type of person you want working on your behalf. I would never work with anyone else!”

PAULA,
CLIENT & REAL ESTATE PARTNER

I will never trust another with our home financing needs.

I have worked with Mandy for over 10 years on the purchase of an investment property as well as refinancing of our existing homes. She always displayed great patience and when financing was new and nerve racking for us, she made us feel guided and confident in our decisions and direction. Mandy is thought of as a friend to my husband and I and we feel blessed to know her.”

JOANNE,
CLIENT

Mandy is a true professional. She is a kind soul that cares greatly for the wellbeing of her clients.

My dad was in the delicate chapter of his life that going into assisted living was almost becoming his reality. He was the original owner of his Fountain Valley home and Mandy took the time to meet with him in person on multiple occasions to explain all aspects of a reverse mortgage but mostly just became an ally for him. Even taking him to dinner on two occasions after the loan had closed. Fast forward six years now and my father is in assisted living but he was ready and knew it was best for him. She helped him have another five years in his home that my mom and him shared for at least 40 years. She is the very best.”

RICK,
SON OF A SENIOR CLIENT
FREEBIE ALERT!

The Home
Valuation Report

Get a FREE monthly home valuation report to track activity in your area and understand the housing market with confidence.